What is the target audience?

[mahbubamim077]

It is also worth noting that clients have become much less likely to complain about insurers. As of 2024, there are 18.6 million life insurance and health insurance contracts in effect in Russia. An additional factor in the popularity of policies with an investment component was the tax on high-yield deposits. Now citizens are paying attention to insurance: As a tool for protection against damage. As a financial product. This most often concerns investment life insurance. Another driving force behind the promotion are medical services, which often come “included” with the policy. For example, taking tests, undergoing medical checkups, etc. Types of life insurance on the market There are several types of SE.


It is impossible to say that one is better and chinese overseas europe data the other is worse. The choice should be made based on the tasks and needs. Since we are talking about insurance, each policy performs its direct functions. It protects the property and physical interests of the client, his relatives. And then the differences begin. Risk life insurance As a classic option, such a policy covers only one insurance risk - a fatal outcome. Payments from the insurance company are received by the insured person's relatives. But today you can find a mixed option. It provides compensation in the event of illness or after an industrial injury.


This type of insurance is often chosen by those who bear risks due to their profession or extreme hobby. But keep in mind that the insurance company will most likely be interested in how dangerous your work or hobbies are. If the likelihood of an insured event due to your lifestyle is too high, the insurance company has the right to increase the cost of the policy or refuse to issue it at all. Nuance: this policy implies payment only upon the occurrence of an insured event (death, injury, etc.). The option with survival - that is, receiving funds when a person reaches a certain age - is not provided here.