Three quarters of younger online banking users rely on smartphones

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When it comes to online banking, the smartphone is now becoming the second most important banking device. 58 percent of online banking users (2019: 52 percent) do banking on their mobile phone at least occasionally. Among 16- to 29-year-olds, the proportion is as high as 72 percent. This means that the smartphone is currently behind the laptop (82 percent), but already ahead of the desktop PC (53 percent) and tablet computer (50 percent).

The vast majority use online banking primarily lebanon gambling data for common applications such as checking account balances (97 percent), making transfers (93 percent) or managing standing orders (85 percent). Only a minority, on the other hand, uses online banking for personal financial advice (36 percent), applying for a loan (24 percent) or to obtain a simple income/expenses overview (23 percent). "Usage often depends on the offer. Personal financial advice via video via the online banking app is still the exception today," says Rohleder.