Prepare to Get a Housing Loan

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So be a smart buyer. Check your income and expenses. Reduce unnecessary costs and create a monthly budget. From here you will know how much you can actually allocate to pay for your home commitment. And buy a home according to your budget.

check housing loan eligibility
If you take this step, I'm sure you'll thank yourself one day.

Step 3


Ok. Apart from Debt Service Ratio, you also need to make sure your financial belgium email list score is good. This will not only help with loan approval, but can also reduce interest rates. Here are some tips I can give.

1) Pay all commitments on time
If you owe money to any financial institution, pay it off on time. This could be a personal loan, car loan, housing loan, AEON credit, etc.

Not paying this debt has a big impact…

If you are in arrears for a month, your home loan interest rate will be high. Meanwhile, if the arrears are more than a month, your loan may not be approved.