Smart Deposits from Smart Bank

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Bank Smart is a novelty on the market. A bank operated via the Internet. The institution has presented an account offer, which is to help it become a bank discounter on a European scale with its innovativeness.
Smart entices customers with the slogan that it will have the only such personal account offer, to which we will only need a smartphone. This is a good solution for young and therefore mobile people. You can have everything at your fingertips, or rather your phone. If you focus on convenience, this is something for you. Bank Smart has already surprised the financial market once by showing the first bank payday loan in its offer. A personal account, a personal account with simple currency conversion and the aforementioned payday loan are the current financial products of Bank SMART. The bank does not rest on its laurels and is fully committed to creating subsequent high-quality products, which it places in its offer. It is fully focused on the user's convenience. This time, Nestbank is launching a deposit on the market. Immediately in a promotional version.


The deposit has been available on the market since August 5 this year. Being specific, it is worth noting that these are two deposits under the name SMART Deposit Promotional Variant. The first one is a deposit available for a relatively short period of time, only two months. The second one is the SMART deposit promotional variant, where you will invest funds for four months. The egypt whatsapp database rate on both deposits is 2.75 percent. It seems attractive and the deposit itself allows for easy earnings in a short time. You do not have to wait long months for its settlement. SMART Deposit Promotional Variant is an option available to all SMART Bank customers, including new ones. You are not obliged to have an account in SMART Bank in advance. You can open a deposit thanks to the SMART deposits Online portal. The minimum amount that you must place on the deposit is one thousand zlotys. The maximum amount is five hundred thousand zlotys.

Smart Deposit as a welcome gift
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Photo: Bank Smart

With the launch of the new offer, Bank SMART has changed the previously promoted deposits. For completely new customers, Bank SMART has prepared a Smart Welcome Deposit. These are also short-term deposits because you can sign it for a month, two or three, depending on your preferences. The interest rate is more attractive than in the case of the SMART Welcome Deposit. When you invest your capital for one month, you receive an interest rate of 3.25 percent. However, if you decide on the two- or three-month option, Bank SMART adds another 0.25 percent. In total, with the longer option, you receive a deposit with an interest rate of 3.50 percent. Unfortunately, the offer also has its drawbacks. The first one is certainly the fact that you cannot be a client of the bank in any way. Neither a former nor a current one. Another is the limitation of the offer. Bank SMART has established in the regulations that one customer can use the SMART Welcome Deposit only once. Another limitation seems to be not entirely satisfactory. The maximum amount of funds that can be invested in this deposit in SMART Bank is only PLN 5,000.
Is this an offer worth your attention? In my opinion, in the face of falling interest rates on deposit products in other banks - yes. The percentage of interest allows for minimizing the loss of money value due to inflation.